This winter Northern Ireland has been absolutely freezing, so all hail the mighty polo neck! This little H&M bargain has been one of my go to pieces this season. Perfect for day time layering with a camel coat or as a stylish evening look with black culottes, it really is so versatile. I also find that high neck pieces make carrying off a mini skirt more doable- what better way to pull off a little leather mini?! The above look is perfect for evening drinks and combines comfort and cosiness with style, making waiting for your taxi just that little bit more bearable! I’ve gone for a bright, floral, statement skirt with my favourite chunky Zara boots. How do you wear your polo neck?